Mortgage brokers work as liaisons and transaction facilitators between the mortgage borrower and the lender. Lenders do not employ them. A mortgage broker does the hard part of obtaining a mortgage for you: search for the product that best suits your needs and get the best mortgage rate based on your specific situation. Brokers have access to most bank-based lending institutions and particular mortgage lenders.

Infinite mortgages work for you, the borrower! None of our associates are employed by any lender or third party. Even better, the lender who funds your mortgage will pay us, so our service means no fees to you!

Nothing infinite mortgages are paid a finders’ fee by the lenders that we place your mortgages with – not by you, the borrower. Our compensation is affected mainly by the loan’s size and the term’s length. 99% of the time, we do not charge our clients a fee. Occasionally, however, and with full disclosure in advance, we may need to charge a fee if we secure specialty financings, such as a second mortgage, commercial mortgage, or some other unusual circumstance.

Yes! It is. To know for sure, you want to check to see if the application form is encrypted. To view for yourself, this is a link to the application displayed outside our site’s frames. You can see that the address starts with HTTPS: and that your browser indicates that it is a secure page. Our website displays the page within a frame, but you can be sure that we take your privacy seriously.

Infinite mortgage clients generally have a high income (whether self-employed or conventionally employed) and strong credit. That being said, we can also sometimes arrange mortgages for people with slightly tarnished credit.

Closing costs are any costs associated with obtaining and closing a mortgage. They can include (but are not limited to) legal, appraisal, survey, and realtor fees. Don’t forget the cost of moving!

Mortgage lenders generally allow you to use 32% of your monthly income to go toward mortgage payments and 40% toward other debt payments. Some newer guidelines will enable us to use up to 44% of your income. Please use our mortgage calculators to determine what you can afford to pay for a home.